Mutual Fund SIP Rs. 5000 Monthly:
Many people dream of becoming crorepatis (millionaires), but not everyone knows how to achieve this. One of the easiest ways is by investing regularly in a Mutual Fund SIP (Systematic Investment Plan).
A Mutual Fund SIP allows you to invest a fixed amount every month, such as Rs. 5000. Over a long period, your money grows because of the power of compounding and the returns from the stock market.
Experts say that if you invest Rs. 5000 every month in a good mutual fund SIP and continue this for 27 years, your investment can grow up to Rs. 1 crore. This happens assuming an average return rate of 12% per year, which is possible with equity mutual funds.
Here’s how it works:
Total investment over 27 years = Rs. 5,000 × 12 months × 27 years = Rs. 16,20,000
Total value after 27 years (with 12% annual returns) = Rs. 1,08,11,565
Your profit will be about Rs. 91,91,565
This shows the power of long-term investing and compounding. The stock market returns can fluctuate, so it is important to invest consistently and patiently.
There is also an option called Top-up SIP, where you increase your monthly investment by 10% each year. This helps grow your investment faster.
Before starting any investment, always consult a financial advisor to choose the right mutual fund that suits your goals and risk appetite.
Investing a small amount like Rs. 5000 every month in a SIP can create huge wealth over time. The key is to start early and stay consistent.
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