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HDFC Credit Card Activation Made Simple: Full ATM Process Explained

HDFC Credit Card Activation Made Simple: Full ATM Process Explained

HDFC credit card activation:


If you have received a new HDFC Bank credit card, it is very important to activate it before using. Without activation, you cannot enjoy benefits like discounts, cashback, and contactless payments. Activating your HDFC credit card is easy and takes only a few minutes. Here is a step-by-step guide to activate your card through an ATM.

HDFC credit card activation:

Step-by-Step Process:


1. Call the Toll-Free Number:

First, call HDFC Bank’s toll-free number 1860 266 0333 from your registered mobile number. Follow the voice instructions to request an OTP (One Time Password) for card activation.

2. Visit an HDFC ATM:

After receiving the OTP, visit any nearby HDFC Bank ATM with your new credit card.

3. Insert the Card:

Insert your credit card into the ATM machine. Follow the instructions on the screen.

4. Choose Activation Option:

Select the option “Credit Card Activation / Create New PIN Using OTP”.

5. Enter Mobile Number and OTP:

Enter your registered mobile number and the OTP you received earlier.

6. Set New PIN:

Now, you can set a 4-digit PIN of your choice. Re-enter the PIN to confirm.

7. Card Activated:

Your credit card is now successfully activated and ready for use.

You must activate the card within 37 days from the date of receipt (as per RBI rules). If not activated, the bank will automatically deactivate the card.

Apart from ATM, you can also activate your card through:

HDFC Net Banking

HDFC Branch Visit

Calling Customer Care

WhatsApp Banking (Send message to 7070022222)

Activating your card on time ensures you don’t miss out on offers and benefits. Be sure to complete this process soon after receiving your credit card.

Stay alert and always protect your PIN for safe transactions.

Also Read:How to Link Aadhaar with IRCTC Account – Step-by-Step Guide

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