The holiday season is upon us, and with it comes the biggest online shopping sales in the year—Amazon’s Great Indian Festival and Flipkart’s Big Billion Days—starting on September 23, 2025. Shoppers will not only get massive discounts, but they will also get a chance to optimize their savings through a powerful bonus—their credit cards.
Select the Right Credit Card for Your Shopping
Not all credit cards have the same rebates or bonuses. Some have higher points for travel, while others bonus grocery transactions, electronics purchases, or online shopping. The key is to select a card that suits your shopping pattern within a purchase type to obtain maximum value.
Review Festive Bonuses and Limited-Time Offers
Banks often have extraordinary festive offers, which could be welcome bonuses for a new card, extra points for a partnering retail store, or gifts for joining a retail card. Shopping for a new credit card could be a very good time.
Even if you have an established account, you should look into any offerings from their banking app or email, as issuers promote festive sales on their transaction during holiday shopping. These types of promotions can add tremendous value for your purchases.
You’ll notice that Amazon and Flipkart partner with select banks during the sales period. They give you additional savings like outright discounts (example: 10% instant discount) and cashback. You might even see flash deals, time-bound offers, or possibly even exclusive preview offers, available to limited cardholders only. Be sure to read the terms and conditions prior to checking out.
Do you have plans to buy something larger (such as a smartphone, laptop, or washing machine)? If so – this is the time! Big purchases usually come with a zero-cost EMI option, extended warranty packs, or extra reward points. Purchasing during a sale using your credit card will give you more value for every rupee spent.
Combining your platform offer with a card discount is always a good idea. You can add a coupon, take advantage of a bank offer & use a reward-earning card in the same transaction to realise great value. This ‘stacking’ process is really about achieving layered benefits from multiple sources in the same transaction. Some wallets or apps might also offer cashback depending on what card you used.
While savings are important, please don’t overspend. Create a budget and try to stick to it. And, make sure that you clear your credit card dues on time to avoid penalties and interest fees. In this way you will get the rewards without added stress.
These hacks turn sales into savings fests. Grab that card, plan your cart, and dive in. Happy shopping—may your deals be epic!
Also Read: Why Paying The Minimum On Your Credit Card Is A Debt Trap
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