Affordable Health Insurance: When we think of taking health insurance, the first thing that comes to our mind is the concern about the premium amount. We know that separate amounts are calculated for single insurance and family insurance. Similarly, the premium amount increases with age. Today, a person has to spend at least Rs 5000 for health insurance. We are talking about a health insurance policy that can be bought with confidence without spending a large amount of money as premium.
We are talking about the health insurance of India Post Payments Bank. India Post Payments Bank offers a coverage of Rs 15 lakh. Its special feature is that the premium starts from Rs 899. The aim of the postal department is to bring insurance to the common man. It can be taken for any purpose, such as personal policy and family policy. Those who have an account with India Post Payments Bank, which is under the Department of Posts, can take out insurance. Those who do not have an account can also open an account by paying Rs 200.
There are four types of plans in the health insurance policy of India Post Payments Bank. The first of these is the personal plan starting at Rs 899. It provides coverage of Rs 15 lakh. Now, if a husband and wife want to take the plan together, they can take the plans for Rs 1,399. If the couple has a child, they can buy a plan for Rs 1,799. Health insurance can be taken for Rs 2,199 for a wife, husband and two children.
The age limit for joining the policy is from 18 years to 60 years. However, children from 91 days of birth can be added to the policy of which the parents are members. This insurance works in collaboration with Niva Bupa Insurance.
The insurance period has to be renewed every year. Although most illnesses can be covered within 30 days of taking out the policy, there are some illnesses that can only be covered after waiting for 2 years. It is a good idea to read and understand this carefully while taking out the policy. You can join the policy through the postman or by visiting the post office in person. Those who are members of other post office schemes or those who have other insurance can join the insurance of India Post Payments Bank.
Also Read: Get ₹5 Lakh Loan Instantly Using Just Your PAN Card In Just Minutes
Share
iQOO Z10R vs Realme 15 Pro 5G: Full Comparison Of Specs, Price, And Performance
Avatar 3: Fire and Ash Trailer Finally Drops with Epic Visuals
