Loans Linked to Your PAN: It is very important to be aware of one’s financial obligations in this day and age. It is helpful to know the existing loans linked to the PAN card to understand these obligations quickly.

There are three main ways to check the existing loans linked to your PAN card:

1. Through credit bureau services

Credit bureaus have been providing reliable financial information for years. Let’s see how to use credit bureau services to check existing loans:

Step 1: Visit the website of your desired credit bureau.

Step 2: Register on the website if you are a new user.

Step 3: Provide your name, PAN number, address proof documents, and other required information during registration.

Step 4: After registration, you will receive an OTP on your registered mobile number for verification.

Step 5: After verification, you can check the details of all active loans linked to your PAN card and get a credit report.

2. Through Fintech Apps

Fintech apps can help you manage your finances and track your dues. Let’s see how to do this using a Fintech app:

Step 1: Download the app and register by entering your KYC details, bank account, and PAN number.

Step 2: Verify the details and log in to your account.

Step 3: Open the app and go to the ‘Lending’ section.

Step 4: In this section, you can view active loans.

3. Contact the lending institution

For those who prefer more traditional methods, you can use the online banking facilities of the lending institution or contact them directly.

To contact the lending institution directly:

Step 1: Provide your details including your full name, PAN, bank account number, and loan account number.

Step 2: The bank may ask for ID verification and OTP confirmation for security.

Step 3: After verification, the bank will provide information about your existing loans.

4. Using Mobile Banking:

Step 1: Create an account using your PAN and bank account on the lending institution’s mobile banking app.

Step 2: Verify the details and log in to the app.

Step 3: Check the Loans link to view your existing loans.

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