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7 Drawbacks In Perplexity AI Users Reported; Free for Airtel Users

7 Drawbacks In Perplexity AI Users Reported; Free for Airtel Users

GST Cut on Cancer Medicines: A Big Relief for Patients, Says IMA

GST Cut on Cancer Medicines: A Big Relief for Patients, Says IMA

Opposing GST exorbitant rates on cancer drugs and other life-saving treatments, the Indian Medical Association (IMA) welcomed the relief. The note of relief happened due to the slashing of GST on cancer treatment drugs by the GST Council. The reduction is a significant, upfront measure in reducing the financial impact of the treatment on the […]

Why Paying The Minimum On Your Credit Card Is A Debt Trap

Why Paying The Minimum On Your Credit Card Is A Debt Trap

Credit cards provide a 45-day grace period, which can feel like free money. You can buy something today and pay for it later, all without interest. But there is a catch. When you make a purchase and do not pay it in full, you can forget about the grace period and will incur credit interest, […]

New GST Rates To Be Implemented By September 22? Deets Inside

New GST Rates To Be Implemented By September 22? Deets Inside

The Indian government gears up for a seismic shift in Goods and Services Tax (GST) structure by simplifying its four-string tax system into just two slabs of 5% and 18%. The glamorous and sin goods attract a special rate of 40%. The Prime Minister announced India’s GST II formation on Independence Day and was expected […]

FOMO vs JOMO: Saving Money in a Social Media World

FOMO vs JOMO: Saving Money in a Social Media World

FOMO vs JOMO: In the digital ecosystem, social media had long ago evolved from mere means for connecting to an era where lifestyles serve as currency. Nevertheless, a never-ending scroll filled with vacation photos, luxury purchases, and fine dining can easily trigger FOMO—Fear of Missing Out. The urge to keep up with a digital representation of […]

Govt Issues Guidelines: Banks Must Consider New Borrowers Beyond CIBIL Score

Govt Issues Guidelines: Banks Must Consider New Borrowers Beyond CIBIL Score

Govt Issues Guidelines: Following the government’s announcement, it made it clear that banks could not deny an application of loan from new borrowers merely on the grounds of a low or absent CIBIL score. The aim of this decision is to strengthen financial inclusion so that first-time credit seekers are not unreasonably excluded from the […]

Inflation-Proof Savings: How to Protect Your Money in 2025

Inflation-Proof Savings: How to Protect Your Money in 2025

Inflation-Proof Savings: Inflation continues to diminish the value of money, making it increasingly more complex for one’s effective savings. The prices of groceries, fuel, rent, and almost everything else have been on the increase; cash that is lying idle in your savings account diminishes in purchasing power. Thus, what is needed are the proper smart strategies […]

Best Budgeting and Finance Apps You Must Try in 2025

Best Budgeting and Finance Apps You Must Try in 2025

Best Budgeting Apps 2025: With the growing number of user-friendly finance apps, managing money is, needless to say, easier than it used to be. From keeping your daily expenses in check to laying down your long-term saving plans, these apps help you stay on top of your financial goals. Here are some of the best budgeting […]

Retirement Savings: How Much Should You Really Save by 40?

Retirement Savings: How Much Should You Really Save by 40?

Retirement Savings: Retirement planning might seem far removed from your early years and perhaps even in your 20s and 30s, but the fact is that financial security in later life depends on the decisions made today, which should ideally set one up for the next leg of the savings journey by age 40 for a comfortable […]

Cash vs Online Payments: Which Helps You Save More?

Cash vs Online Payments: Which Helps You Save More?

Cash vs Online Payments: The era of paper money is nearly gone in today’s world. UPI, debit cards, and digital wallets allow life to coalesce with technology. At this juncture, we find cash payments losing importance. But surprisingly enough, when saving comes into play, payments tell a different story. Cash Payments: The Old-School Saver Using cash […]

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