For more than a decade, Bitcoin was the undisputed cryptocurrency king. It was revolutionary, decentralized, and offered a financial system without banks or borders. But in 2025, that chapter seems to be ending—and Wall Street has a new crush: Circle Internet Group, the firm behind the rapidly growing stablecoin, USDC. Wall Street Brings THIS Cryptocurrency with Bitcoin’s Downfall.
So, why are big institutions currently placing their bets away from Bitcoin and on Circle?
Bitcoin’s Limitations Are Catching Up
Bitcoin was designed as a decentralized asset with a limited supply—a sort of “digital gold.” That made it appealing in times of inflation and uncertainty, but its unstable price movements, power-drunk mining, and lack of regulatory clarity have begun to cut against it among institutional investors.
As opposed to traditional holdings, Bitcoin pays no yield. It doesn’t pay dividends or interest. To long-term holders such as hedge funds or pension funds, this means it is more a speculative venture than a useful mechanism. Couple that with increasing governmental pressure and doubt over how it will be regulated, and all at once Bitcoin seems less like the future and more like a high-stakes relic.
Circle’s Rise: What Sets It Apart
By contrast, Circle Internet Group is designed for just what Bitcoin isn’t—stability, regulation, and practical use. Its product of choice, USDC, is a stablecoin tied 1:1 to the U.S. dollar, collateralized by cash and U.S. Treasuries. That is, it doesn’t swing in value like Bitcoin—and better still, it earns regular income through interest on its reserves.
This is significant: whereas the price of Bitcoin is being influenced by speculation in the market, USDC is based on mainstream finance mechanisms and is thus much more attractive to Wall Street institutions seeking lower-risk exposure to crypto.
Regulation Is Shaping the New Crypto Winners
The most dramatic change was with the GENIUS Act, which passed earlier this year—a bipartisan American law that legitimized and governed stablecoins such as USDC. Instantly, Circle transformed from “crypto company” to “compliant financial infrastructure.” That’s the type of turnaround that institutional investors can support.
Circle’s initial listing on the stock exchange in June 2025 was nothing if not explosive. Opening at a price of $31 a share, it rocketed more than 650% in a matter of days to reach a valuation of nearly $77 billion. Compare that to Bitcoin, which can’t seem to rebound from its most recent price crash and remains under siege.
Heavy hitters such as Fiserv, PayPal, and a number of major U.S. regional banks have already made announcements of partnerships or integration with Circle and its USDC ecosystem. These aren’t tech experiments—they’re the new payment rails for lending, payments, and settlements for the digital age.
ALSO READ: Cryptocurrency in 2025: Still Worth Investing or Fading Away?
So, What’s Really Going On?
Wall Street isn’t leaving crypto behind—it’s refining its strategy. Investors are shifting away from speculative, high-volatility assets such as Bitcoin to regulated, revenue-generating, and scalable infrastructure such as Circle. Bitcoin pioneered the door. Circle is walking through it with both investor and regulatory approval.
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