LIC’s Smart Plan for Women: LIC Aadhar Shila Plan is a special savings scheme for women. Life Insurance Corporation of India introduced this policy to support long term savings. Women can invest small amounts and get a large return at maturity. It also offers life cover.

LIC’s Smart Plan for Women:
Only women can take this plan. Any woman between 8 and 55 years can invest. The policy term can be 10 to 20 years. The basic sum assured ranges from ₹2 lakhs to ₹5 lakhs. Women can deposit premiums daily, monthly or quarterly. This plan suits housewives, working women and students above 8 years of age.

This LIC plan is unique because it gives maturity benefit and death cover. If the policyholder passes away, her family receives financial support. After three years of paying premiums, policyholders can take a loan against the plan.

A 21 year old woman can earn over ₹6.5 lakhs by investing in this plan. She must pay ₹18,976 yearly for 20 years. Her total premium will be around ₹3.8 lakhs. On maturity, she will get ₹6.62 lakhs. This includes ₹5 lakhs of sum assured and ₹1.62 lakhs as loyalty addition.

If a girl of 8 years joins this plan, the premium amount reduces. The maturity value changes based on age and term. So it is better to visit the nearest LIC office for exact figures. Experts suggest checking details before investing.

Policyholders can choose to receive maturity money in yearly installments. This is helpful for planned expenses like education or marriage. The plan gives flexibility and security.

The LIC Aadhar Shila Plan promotes disciplined saving. It supports women to build financial independence. Small daily investments like ₹50 can lead to big returns. It helps families secure their future without heavy financial burden.

Women who want guaranteed returns and protection should consider this plan. It is safe, easy to manage and backed by LIC trust. It fits both rural and urban women looking for long term growth.

Start early for maximum benefits. Reach out to LIC agents or visit the branch to know more. This plan is a step toward financial freedom for women across India.

Also Read: ‘India transforms to Automobile, Aviation hub’ Says Union Minister

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