Bank Account Safety: Bank frauds and cyber-attacks are increasing every day. Many people lose their hard-earned money because they are unaware of how to keep their bank accounts safe. Here are some easy and important tips you can follow to protect your account.
1. Use Strong Passwords and Two-Factor Authentication
Create strong passwords using capital and small letters, numbers, and symbols. Never use your name or birthdate. Also, activate two-factor authentication (2FA) for added security. With 2FA, you will receive an OTP to your mobile whenever you log in, making it harder for hackers.
2. Monitor Your Account Regularly
Always check your account statements. If you see any suspicious transaction, inform your bank immediately. Use mobile banking apps to track real-time updates. Regular monitoring helps you stay alert to any unauthorized activity.
3. Be Aware of Fake Calls and Emails
Banks never ask for your password, OTP, or account number through calls or emails. If someone does, it is most likely a fraud. Don’t share personal banking details with anyone. If you get such calls or emails, report them to your bank right away.
4. Keep Your Mobile Number and Email Updated
Make sure your correct phone number and email ID are linked to your bank account. If you change your number, update it with the bank quickly. This helps in receiving alerts about any suspicious activity instantly.
5. Use Secure Internet Connections
Do not use public Wi-Fi in cafes or hotels for internet banking. Hackers can easily steal your data on public networks. Always use a secure and private connection at home or mobile data to access your account safely.
By following these simple but powerful tips, you can protect your money and avoid cyber fraud. Stay alert, stay safe!
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