How to Save Big While Shopping Using Your Credit and Debit Cards

Credit and Debit Cards:

Shopping with credit and debit cards can be an excellent way to save money, especially when you know the right tips. By using these cards smartly, you can get discounts, cashback, and additional benefits. Here’s how you can save more on your shopping trips:

Credit and Debit Cards:

1. Cashback Cards: Credit cards from banks like SBI and Axis offer cashback on online purchases. You can save up to 5% on your shopping by using these cards.

2. Reward Points: Many credit cards, such as those from HDFC and Axis, provide reward points on purchases. You can redeem these points for discounts, vouchers, or even free flight tickets.

3. Co-Branded Cards: Co-branded cards like Amazon Pay ICICI or Flipkart Axis offer significant discounts on these platforms. In some cases, you can get discounts up to 10% on your shopping.

4. Platform Coupons: While shopping, don’t just look at the sale price. Check for platform coupons, instant discounts, and bank partner offers to save more.

5. Zero-Cost EMIs: Some products come with “no-cost EMI” or 0% EMI offers. However, be cautious as these may have hidden charges or processing fees.

6. Flash Sales: Keep an eye on limited-time flash sales. These sales usually last for a few hours, and using the right credit card can get you special discounts during these offers.

7. Using Multiple Cards: If you have more than one credit card, use them wisely. For example, use the Amazon Pay ICICI card for Amazon shopping and the Flipkart Axis card for Flipkart purchases to maximize savings.

Remember to redeem your reward points whenever possible to get additional discounts. These points can also be exchanged for gift cards or premium services. By using the right credit and debit cards, you can significantly reduce your shopping costs and enjoy the perks of digital payments.

Disclaimer: This article is for informational purposes only. Always consult a certified financial advisor before making any investment or business decisions.

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