Bank Holiday Today:
Banks in India remain closed on various days throughout the year, including national and regional holidays, as the Reserve Bank of India (RBI) sets the holiday schedule. Saturdays can be tricky since banks observe some Saturdays as holidays while staying open on others. Specifically, banks remain closed on the second and fourth Saturdays of every month, as per the RBI rules.
So, today, July 5, 2025, which is a Saturday, might cause confusion for customers wondering whether banks are open or closed. Let’s break it down:
1. Are Banks Open Today?
As per the RBI rule, banks will be open today, as this is the first Saturday of the month.
However, banks in Jammu and Kashmir will remain closed today to observe Guru Hargobind Ji’s Birthday.
2. Are Banks Closed in Delhi Today?
No, banks will be open in Delhi on July 5, 2025.
Upcoming Bank Holidays in July 2025
July 5 (Saturday): Banks will be closed in Jammu and Srinagar for Guru Hargobind Ji’s Birthday.
6 July(Sunday): Banks closed across India.
July 12 (Saturday): Second Saturday – Banks closed across India.
13 July(Sunday): Banks closed across India.
July 14 (Monday): Banks closed in Shillong for Beh Deinkhlam.
Types of Bank Holidays in India:
Holidays under the Negotiable Instruments Act: These holidays are observed to celebrate specific festivals or events.
Bank Account Closing Holidays: These are for maintaining and balancing bank accounts.
Digital Banking Services:
Even if your local branch is closed, don’t worry! ATMs, digital banking and internet banking services remain available on most days ensuring that you can access your funds and perform essential transactions without interruption.
While RBI guidelines dictate regular closures, customers can still access a variety of banking services online regardless of branch hours.
Also Read:Power Cut in Hyderabad: Areas Affected and Timings for July 5, 2025
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