Top 5 Best Credit Cards for Gadget Lovers in 2025

Best Credit Cards for Gadget:

When it comes to buying the latest gadgets like smartphones, laptops, or gaming consoles, it can be tough to manage the high costs. However, using a credit card with great rewards can make your purchase more affordable by offering discounts and cashback. Here’s a list of the five best credit cards to consider for your next gadget purchase:

Best Credit Cards for Gadget:

1. Amazon Pay ICICI Credit Card

The Amazon Pay ICICI Credit Card is a top choice for Amazon shoppers. Prime members earn 5% reward points on Amazon purchases, while non-Prime members get 3%. With zero joining and annual fees, this card is both affordable and rewarding.

2. IDFC FIRST Millennia Credit Card

This card offers 3x reward points on online transactions up to Rs 20,000 per month. If you spend more than Rs 20,000, you earn 10x reward points on the extra amount. Plus, it’s lifetime free, with no joining or annual fees.

3. Federal Bank One Co-Branded Credit Card

The Federal Bank One card gives you 5x reward points on your top two spending categories each month. To qualify, spend a minimum of Rs 750 in three different categories. This card also has no joining or annual fees and offers one reward point for every Rs 50 spent.

4. Flipkart Axis Bank Credit Card

With the Flipkart Axis Bank credit card, you can get 5% cashback on gadgets, capped at Rs 4,000 per quarter. It also offers Rs 250 Flipkart vouchers on your first transaction. While the card charges a Rs 500 joining and annual fee, the benefits are worth it for frequent Flipkart shoppers.

5. HSBC Visa Platinum Credit Card

This card rewards you with two points for every Rs 150 spent. Upon applying and verifying online, you receive an Amazon eGift voucher worth Rs 100. With no joining or annual fees, this is a great option for those who shop across multiple platforms.

Before applying, it’s important to check each card’s terms and fees to find the one that best suits your shopping needs. The right credit card can help turn your gadget shopping into a rewarding experience.

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