Top 5 Credit Cards to Save on Travel Expenses in India

Travel Credit Cards:

Traveling can be expensive, but using the right credit card can help make your trips more affordable and comfortable. For frequent travelers, especially those flying domestically or internationally, certain credit cards offer great benefits like access to airport lounges, cashback, and rewards. Here are the top 5 budget-friendly travel credit cards in India:

Travel Credit Cards:

1. IDFC FIRST Select Credit Card

This card provides excellent benefits at an affordable price. It offers two free domestic airport lounge visits every quarter, with a minimum spend of ₹20,000 per month. There are no joining or annual fees, and you can enjoy discounts on shopping and dining.

2. Tata Neu Infinity HDFC Bank Credit Card

Perfect for international travelers, this card offers four free domestic and eight international lounge visits annually. The joining fee is ₹1,499, and you can earn additional reward points by shopping through the Tata Neu app.

3. Axis Bank ACE Credit Card

Offering four free domestic airport lounge visits per year, this card also provides 5% cashback on bills paid through Google Pay. The annual fee is just ₹499, making it a very affordable option for those who travel frequently.

4. Kotak Royale Signature Credit Card

With this card, you can enjoy two free domestic lounge visits every quarter. Additionally, it offers a 1% fuel surcharge waiver on transactions between ₹500 and ₹5,000. The joining fee is ₹1,499, and the annual fee is ₹999.

5. HSBC Live+ Credit Card

This card offers four free domestic lounge visits annually. If you spend ₹2 lakh or more in a year, the annual fee of ₹999 is waived. It also provides rewards for shopping and dining, making it a great option for regular travelers.

Choosing the right travel credit card can enhance your travel experience without breaking the bank. Whether you are looking for lounge access or cashback, these top 5 cards offer great value for frequent flyers.

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