Credit Cards To Save Money:
The festive season is the best time to shop, and banks make it even more exciting with special offers on credit cards. From Navratri to Diwali, many credit cards provide cashback, discounts, and rewards on shopping, dining, travel, and fuel. Using the right card can help you save a good amount of money.
SBI Cashback Credit Card: Offers 5% unlimited cashback on all online purchases and up to 10% instant discount during Amazon’s Great Indian Festival (minimum spend ₹5,000, maximum ₹1,500 discount).
Amazon Pay ICICI Credit Card: Gives 5% cashback for Prime members and 3% for non-Prime on Amazon. It also provides bonus discounts of ₹200–₹1,000 on mobiles and electronics, plus 2% on partner platforms like Swiggy. This card is lifetime free.
Flipkart Axis Bank Credit Card: Provides 5% cashback on Flipkart and Myntra, up to 7.5% on Big Billion Days, and 4% on partners such as Swiggy and Cleartrip.
HDFC Millennia Credit Card: Offers 5% cashback on Amazon, Flipkart, and BookMyShow (in voucher form), along with up to 10% instant discount on Amazon.
ICICI HPCL Super Saver Card: Gives 5% back on groceries, utilities, and HPCL fuel. It also has festive benefits such as 25% off on health check-ups.
Axis Bank ACE Credit Card: Provides 5% cashback on Swiggy, Zomato, and Ola (capped at ₹500 per month), 10% discount on electronics at Croma and Reliance Digital, and dining offers at Barbeque Nation.
RBL Bank Credit Cards: Come with Diwali deals like instant discounts on Amazon, Flipkart, and Myntra, plus cashback on jewellery purchases.
To get the most benefits, you can combine bank discounts with sale coupons. Also, check your bank’s app for pre-approved offers. Most festive deals require a minimum spend between ₹5,000 and ₹20,000.
Note: While credit cards offer great rewards, they also come with risks like high interest rates and hidden charges. Use them wisely and avoid overspending.
This Diwali, smart use of credit cards can turn your festive shopping into a season of savings.
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