In the land of travel-hungry souls, your credit card could be far more than a mere payment weapon—along the road, it might be used to unlock luxury stays and safeguard you. Today, a great number of premium and travel-related credit cards impart hotel stays and travel insurance benefits free of cost. Here are some of the 5 best credit cards designed with such travel perks in mind.
1. HDFC Diners Club Black Credit Card
Free Stay in Hotels and Access to Global Lounges
Insurance for Travel: Air accident cover up to ₹1 crore and emergency medical cover
High in the ranking list of cards for discerning travelers, this one connects with luxury hotel programs and comes with perks for travel insurance covering lost baggage and missed flights.
2. SBI Card ELITE
Complimentary hotel vouchers and membership of club services
Insurance for Travel: Inclusive of air accident cover and fraud protection
With a fabulous welcome package worth ₹5,000 which includes stays at hotels, the SBI CARD ELITE is quite ideally suited for business and leisure travelers as it charges for international travel insurance.
3. Axis Bank Magnus Credit Card
Perks: Complimentary domestic and international hotel stays through partner programs
Travel Insurance: International travel medical insurance plus air accident coverage
Premium annual fees notwithstanding, it showers huge travel benefits on cardholders while also offering one a personal concierge–so it is only logical that the frequent flyer label this card “best.”
4. American Express Platinum Travel Credit Card
Perks: Up to ₹19,500 per annum in Taj, Vivanta, etc. hotel vouchers
Travel Insurance: Lost card liability and overseas emergency assistance
Amex extends the highest standard hotel benefits and curated travel experiences while providing access to exclusive packages.
5. ICICI Bank Emeralde Credit Card
Perks: Free hotel bookings and concierge services
Travel insurance: Personal Air Accident insurance and medical coverage
The card aims at elite travelers and includes wellness and luxury travel privileges such as access to spas and seamless hotel check-in.
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