Smartphones Below ₹20,000: Smartphone buyers in India find excellent value in the ₹20,000 price range, especially those seeking a solid mid-range device. Phones in this segment deliver a well-rounded experience with reliable performance, capable cameras, stylish designs, and long-lasting battery life. As 5G adoption spreads across the country, most smartphones in this category now support faster network speeds.

If you can slightly increase your budget, the under-₹20,000 category offers a wide range of options that provide better features and overall value. While sub-₹15,000 smartphones remain a smart choice for first-time users or those upgrading from the sub-₹10,000 bracket, the ₹20,000 range clearly opens the door to a more premium experience.

Let’s check the top 10 phones below ₹20,000:

1. CMF Phone 2 Pro
The CMF Phone 2 Pro is a wonderful choice to think about if you prefer looks over functionality. Along with a variety of attachments, it has a modular design that allows for an interchangeable back panel. A 6.77-inch full-HD+ AMOLED screen with an adjustable refresh rate of up to 120 Hz is included on the smartphone. Its internal components include a MediaTek Dimensity 7300 Pro CPU, 8GB of RAM, and up to 256GB of storage.

Price & Key Specifications:

CMF will launch the Phone 2 Pro in India with two variants, 8GB + 128GB priced at ₹18,999, and 8GB + 256GB priced at ₹20,999. The smartphone features a vivid 6.77-inch Full HD+ AMOLED display with a 120Hz refresh rate for a smooth viewing experience.

Powered by the MediaTek Dimensity 7300 Pro chipset, the phone ensures fast and efficient performance. It offers up to 256GB of UFS 2.2 storage and 8GB of LPDDR4x RAM for seamless multitasking.

On the rear, the triple camera setup includes a 50MP main sensor, a 50MP telephoto lens, and an 8MP ultra-wide camera. A 16MP front camera handles selfies and video calls.

The 5,000mAh battery supports 33W fast charging. Running on Android 15-based Nothing OS 3.2, the phone offers a clean and responsive interface. Connectivity options include 5G, Dual 4G VoLTE, Bluetooth 5.3, Wi-Fi 6, GPS, GLONASS, Galileo, BeiDou, and USB Type-C.

2. Realme P3
Another phone with a 6.67-inch AMOLED screen and a refresh rate of 120 Hz is the Realme P3. However, its chipset is different. The phone is powered by a Snapdragon 6 Gen 4 SoC and has up to 256GB of inbuilt storage and 8GB of RAM. It features a 2-megapixel secondary depth sensor in addition to a 50-megapixel primary rear sensor.

Price & Key Specifications:
1. Display: 6.67-inch full HD+ AMOLED, 120Hz
2. Processor: NAPDRAGON 6 Gen 4
3. Rear Cameras: 50-megapixel (main) + 2-megapixel (depth)
4. RAM and Storage: Up to 8GB LPDDR4x (RAM), Up to 256GB (storage)
5. Battery: 6,000mAh, 45W
6. Connectivity: 5G, Dual 4G VoLTE, Wi-Fi 6,
7. Front Cameras: 16-megapixel
8. Operating System: Android 15-based realme UI 6.0
9. Bluetooth 5.2, Beidou, GPS, GLONASS, Galileo, QZSS, NFC, USB Type-C

The 6GB + 128GB Realme P3 5G model costs Rs. 16,999 in India, while the 8GB + 128GB and 8GB + 256GB models cost Rs. 17,999 and Rs. 19,999, respectively. Comet Grey, Nebula Pink, and Space Silver are the available color options for the handset.

3. Oppo K13
The newest phone in the Oppo K-series is the Oppo K13. A 6.7-inch full-HD+ AMOLED screen with a refresh rate of 120 Hz is included. The Snapdragon 6 Gen 4 processor powers the phone, along with up to 256GB of UFS 3.1 internal storage and 8GB of LPDDR4X RAM.

Price & Key Specifications:
1. Display: 6.67-inch full HD+ AMOLED, 120Hz
2. Processor: Snapdragon 6 Gen 4
3. RAM and Storage: 8GB LPDDR4x (RAM), Up to 256GB UFS 3.1 (storage)
4. Connectivity: 5G, Dual 4G VoLTE, Wi-Fi 6, 5. Bluetooth 5.2, GPS, GLONASS, Beidou, USB Type-C
5. Rear Cameras: 50-megapixel (main) + 2-megapixel (depth)
6. Front Cameras: 16-megapixel
7. Battery: 7,000mAh, 80W
8. Operating System: Android 15-based ColorOS 15

In India, the Oppo K13 with 8GB RAM and 128GB RAM and storage starts at Rs. 17,999. The cost of its 256GB storage model is Rs. 19,999.

Also Read: Indian Smartphone Sales Drop 7% in Q1 2025 – What’s Behind the Fall?

4. OnePlus Nord CE 4 Lite
In India, the OnePlus Nord CE 4 Lite is the successor of the OnePlus Nord CE 3 Lite. With a refresh rate of 120 Hz, it features a 6.67-inch full-HD+ AMOLED screen. A Snapdragon 695 SoC, 8GB of LPDDR4X RAM, and up to 256GB of UFS 2.2 internal storage power the phone.

Price & Key Specifications:
1. Display: 6.67-inch full HD+ AMOLED, 120Hz
2. Processor: Snapdragon 695
3. RAM and Storage: 8GB LPDDR4x (RAM), Up to 256GB UFS 2.2 (storage)
4. Battery: 5,500mAh, 80W
5. Operating System: Android 15-based OxygenOS 15
6. Rear Cameras: 50-megapixel (main) + 2-megapixel (depth)
7. Front Cameras: 16-megapixel
8. Connectivity: 5G, Dual 4G VoLTE, Wi-Fi 6, Bluetooth 5.2, GPS, GLONASS, Beidou, USB Type-C

5. Tecno Pova Curve
The Tecno Pova Curve, the final choice on our list, is also the newest. A 6.78-inch full-HD+ curved AMOLED screen with a refresh rate of 144 Hz is included on the phone. It has a MediaTek Dimensity 7300 Ultimate CPU, 128GB of inbuilt storage, and up to 8GB of RAM.

Price & Key Specifications:
1. Display: 6.78-inch full HD+ curved AMOLED, 144Hz
2. Processor: MediaTek Dimensity 7300 Ultimate
3. Connectivity: 5G, Dual 4G VoLTE, Wi-Fi 5, Bluetooth 5.4, NFC, GPS, GLONASS, Beidou, USB Type-C
4. RAM and Storage: Up to 8GB (RAM), 128GB UFS 2.2 (storage)
5. Rear Cameras: 64-megapixel (main) + 2-megapixel (portrait)
6. Front Cameras: 13-megapixel
7. Battery: 5,500mAh, 45W
8. Operating System: Android 15-based HiOS 15

The 6GB RAM + 128GB RAM and storage edition of the Tecno Pova Curve costs Rs. 15,999. The 8GB RAM + 128GB version of the phone costs Rs. 16,999.

Also Read: Top 5 Best Camera Mobiles in India

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