GST 2.0 New Prices: The GST Council has reduced prices on a variety of consumer goods, including compact cars, refrigerators, and air conditioners. Festive shoppers stand to benefit more from the revised tariffs, which go into effect on September 22. Here’s the trick, though. Make sure to properly evaluate credit card offers before making those Diwali purchases. Your purchases can become a double bonanza with the appropriate card, which offers the ideal combination of immediate savings, cashback, and ongoing benefits.

This holiday season, when shopping lists get longer, why not spend wisely instead of impulsively? Every credit card swipe adds value thanks to reward points, cashbacks, and special offers. Your purchases can earn you benefits and provide you value for your money, whether you’re buying them as presents for loved ones or as indulgences for yourself. Making every cent matter is more important than simply purchasing.

Features like 0% EMI and immediate savings from e-commerce partnerships are quite helpful because people like to make high-value purchases during festive seasons. “Elevated reward points for meals and shopping also make every rupee spent go farther. According to Saurabh Bansal, founder of Finatwork Investment Advisor, a SEBI RIA (Registered Investment Advisor), “milestone vouchers, grocery cashback, and fuel waivers may seem insignificant, but they add up quietly.”

Here are the Best 5 Credit Cards after GST 2.0 Reforms:

1. SBI Cashback Card:

The SBI card allows you to avail 5% cashback on online spends without any merchant restrictions. Apart from this, they also provide 1% cashback on offline spends. There is also a reversal of the renewal fee on annual spends of Rs. 2 lakhs. The Reward points conversions are going to be credited to the bank statement directly.

2. Tata Neu Infinity HDFC Credit Card:
Tata Neu Infinity HDFC Credit Card gives you 5% cashback as Neucoins on non-EMI spends on Tata Neu and partner Tata brands. Apart from this, 1.5% cashback is provided as Neucoins on non-Tata brand spends. UPI spends this card gives you 1.5% cashback as NeuCoins. Maximum of 500 NeuCoins per calendar month. The Tata NeuCoins are of 1 coin equals 1 rupee.

Also Read: 4 Simple Credit Card Tips to Improve Your Credit Score Quickly

3. HSBC Cashback Credit Card:

On the HSBC credit card, for all dining and food delivery spends, this card is going to give you 10% cashback. Apart from this, this card is going to give you 1.5% unlimited cashback on all other spends. Cashback is also available for the Instant EMI on your card across the listed merchants. Following this, for all the domestic and international flights and also hotel bookings, you can save 25% off. The cashback model for this card is not converted into points; the cashback amount will be adjusted directly on the bills.

4. ICIC Amazon Credit Card:

This card allows you to get 5% cashback on transactions on the Amazon website, and also for Amazon Prime members. There is 3% cashback for the Amazon non-Prime members. This card allows you to get 1% cashback for all other spends. The cashback points on this card are converted into an Amazon Pay balance. 1 point of cashback is equal to 1 rupee of Amazon Pay balance.

5. YES Bank FinBooster Credit Card:

YES Bank FinBooster Credit Card gives you 5X reward points on online dining. 10 points on this card are equal to 200 rupees. For online grocery and apparel spends, this card gives you 3X reward points, which is around 6 points is equal to 200 rupees. The reward points on this card can be redeemed for a minimum amount of 250 points. 1 point is equal to 0.25 rupees.

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