HSBC Credit Cards: In recent years, the travel and tourism sector has experienced remarkable growth. Some banks have teamed up with hotel and airline programs to provide their credit cards the opportunity to redeem reward points in response to the travel boom. For their credit cards, banks like as HDFC Bank, Axis Bank, American Express, and others have a number of airline and hotel transfer partners.
With the addition of 20 airline and hotel transfer partners to its credit card rewards program, HSBC India is the most recent bank to do so. This article will explain the many reward points transfer partners that HSBC has acquired and the advantages they offer to its credit cards.
Adding more transfer partners
With the inclusion of 20 transfer partners to its credit card rewards program, HSBC India went online on April 1, 2025. These consist of five hotel transfer partners and fifteen airlines. In addition to the previously mentioned reward point redemption possibilities. Bank credit cardholders now have more options. The more alternatives credit cardholders have to redeem reward points, the better. Depending on the type of credit card being carried, the reward points can be transferred to the transfer partner in a predetermined ratio.
How can reward points be transferred?
To make it simpler for credit cardholders to claim reward points, HSBC switched to a new rewards platform. Credit cardholders will only be able to use the HSBC India Mobile Banking App to redeem reward points as of April 1, 2025. After logging in, the cardholder can choose their credit card. Following that visit the “Rewards Marketplace,” and place an order to redeem reward points. To transfer reward points to the airline FFP or hotel loyalty program. The credit cardholder must first register. They must enter their program membership number. Apart from this, other information is required when transferring reward points.
After submitting a request through the HSBC India Mobile Banking App, the reward points were transferred to the Hainan Airlines Fortune Wings Club. Air India Maharaja Club will be completed in five business days. The points transfer request for JAL Mileage Bank will be processed within ten business days. After submitting a redemption request, reward points for all other airlines will be transferred either immediately or within a working day.
Following the request for redemption, the credit card reward points for the majority of hotel loyalty programs will be transferred either immediately or within one business day. For the HSBC Premier, Visa Platinum, and TravelOne credit cards, the reward points can be exchanged for hotel loyalty points and air miles.
Usage Of Transferred Points:
The points will appear in the partner program based on the transfer ratio once you transfer credit card reward points from your HSBC credit card. The points can then be used to book a trip through the partner program. Consider the following scenario: a credit cardholder transfers reward points to the Maharaja Club. Air India flights can then be booked using the Maharaja Club points. After Indigo, Air India has the second-largest domestic flight network.
Comparably, let’s say a credit cardholder has moved reward points to the hotel loyalty program Accor Live Limitless (ALL). After that, hotel reservations at different Accor properties can be made using the ALL points. In India, Accor operates more than 60 hotels under brands including Novotel, Ibis, Raffles, Grand Mercure, Pullman, Fairmont, and others. Additionally, you can use the ALL points to book a stay abroad at any participating Accor resort worldwide.
Vacation on Reward Points:
Typically, two of the largest costs associated with a vacation are airfare and lodging. Credit card reward points can be used to pay for these. Your HSBC credit card reward points can be transferred to your preferred airline FFP and hotel loyalty program. After that, you can utilize the loyalty points to reserve your vacation hotel and airline tickets.
You can apply your meal expenses to your hotel room rates through certain hotel programs, such as Accor Live Limitless (ALL). At the time of checkout, loyalty points can then be used to pay for them. During a vacation, meal expenses often rank third in terms of cost, after airfare and lodging. You can therefore use credit card reward points to pay for even these costs with careful preparation. Allowing you to use them to pay for the majority of your trip.
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