Credit Cards for Couples: Couples in India are actively searching for goods and services that suit their common financial needs, goals, and lifestyles as they strive for financial security and prosperity. In 2025, a number of credit cards offer advantages in the areas of dining, entertainment, travel, and shopping.

Through joint cost management, these credit cards offer comfort and convenience while also increasing points and savings. In order to encourage couples who choose to use credit cards to do so comfortably, banks also advertise add-on cards, joint rewards accumulation, and special couple bonuses.

Joint Benefits and Add-on Features:
With add-on credit cards, both partners can conveniently earn rewards from a single account. Couples can use these cards to cooperatively control their spending and money, encouraging openness and accountability. Additionally, add-on cards are a cost-effective choice because many banks forgo annual fees.

These cards frequently provide alluring benefits like meal cashbacks, access to airport lounges, and several accelerated reward programs in addition to cost savings. Professional couples and regular travelers who want to increase their combined buying power will find these incentives particularly alluring.

Benefits of These Couple-Friendly Cards:

1. SBI Prime Credit Card: With the SBI Prime credit card, you may get 10 points for every 100 ₹ spent on groceries, department stores, and restaurants. It includes ₹3,000 welcome vouchers, eight domestic lounge accesses per year, and Trident Privilege Red Tier membership. It offers fee waivers and utility bill rebates for purchases over ₹3 lakhs.

2. ICICI Bank Sapphiro Credit Card: This credit card is part of the premium range. Both American Express and Mastercard versions are offered. It was created for people who travel frequently and are looking for a certain lifestyle. It provides a number of unique advantages. Every month, all cardholders can take advantage of up to four free golf round deals. Additionally, eight domestic airport lounges are accessible each year.

In addition, the card offers a fast reward points system for both domestic and foreign purchases, as well as attractive dining deals and discounts. For people who like comfort, travel benefits, and rewards, this makes the product a well-rounded option.

3. Tata Neu Infinity HDFC Bank Credit Card: This credit card offers 1.5% back on purchases of non-Tata products and 5% back on Tata brands. NeuCoin redemption via the Tata Neu app, fuel price waiver, and lounge access both domestically and internationally are all included. For users who enjoy using digital tools and are at ease with evolving technology, this application is perfect.

Also Read: NRI Credit Cards: Types & Benefits Explained

4. Axis Bank SELECT Credit Card: This credit card entitles you to Club Vistara Silver membership and six domestic lounge visits. Additionally, milestone gift coupons are offered for yearly expenditures.

5. HDFC Regalia Gold Credit Card: One credit card that offers 5X reward points on Nykaa and Myntra is the HDFC Regalia Gold Credit Card. Additionally, it offers free lounge access at more than 1,000 airports, free accidental aviation death insurance up to ₹1 crore, and travel and dining concierge services.

Financial Outlook & Market Trends:
According to a recent statement from the Reserve Bank of India, the country’s credit boom has more than doubled over the previous five years. Additionally, the overall number of credit cards has increased by over 100%. In addition, it’s critical to recognize that credit card non-performing assets (NPAs) have increased significantly over the past few years.

All credit applicants, including borrowers, should exercise caution in light of these changes. As a result, when you want to apply for a personal loan or a new credit card, do heed the advice of financial experts and fully comprehend and educate yourself on the difficulties that you may have in repaying the credit that you have already obtained.

Also Read: Top 5 best credit cards with Airport lounge access

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