Personalised UPI ID:
Digital payments in India are growing rapidly, and UPI (Unified Payments Interface) has become the most popular method. With more people using UPI for daily transactions, Google Pay and Paytm have introduced a new feature — the option to create a personalised UPI ID. This allows users to set their UPI ID as per their choice, making payments more simple and secure.
Earlier, UPI IDs were automatically generated using your mobile number or bank details. Many users did not like sharing this information openly. With the new feature, you can now create your UPI ID with your name, nickname, or any preferred word. This not only looks unique but also adds an extra layer of privacy.
1. Open the Paytm app and tap on the profile icon at the top left.
2. Scroll down and select UPI & Payment Settings.
3. Under UPI Account details, your existing UPI ID will be shown.
4. Tap on the UPI ID option and create a new one of your choice.
1. Open Google Pay and go to your profile.
2. Select Bank Account and then tap on Manage UPI ID.
3. Here, you can create or select a customised UPI ID as per your preference.
Privacy: Your phone number remains hidden.
Easy to remember: You can set a simple ID like your name.
Professional use: Business owners can use their shop or brand name as UPI ID.
Security: Helps reduce confusion and fraudulent transactions.
Apart from personalised UPI IDs, new features are also being introduced to make digital payments safer. Stronger rules are coming into effect for payment requests, ensuring fewer chances of fraud. Experts believe these steps will make online transactions smoother, faster, and more reliable.
With this feature, sending and receiving money becomes more convenient, while also giving you control over how your UPI identity appears.
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