Paytm AI-Powered App Offers Gold Rewards and NRI UPI Access

Paytm AI-powered app:

Paytm has rolled out its all-new AI-powered app, introducing over fifteen advanced features that promise faster, smarter, and more secure transactions. The company said the new version will offer a personalized experience by understanding each user’s spending habits and preferences.

Paytm AI-powered app:

The refreshed Paytm app uses artificial intelligence to analyze users’ payment history and automatically categorize expenses under shopping, utilities, travel, and bills. This helps users manage their budgets better and gain insights into their financial habits. The new “Balance History” section now displays total balances across all UPI accounts at once, eliminating the need to check each account separately.

One of the biggest highlights is the Paytm Gold Coins feature. With this, users earn digital gold rewards for every transaction. The company’s founder and CEO, Vijay Shekhar Sharma, said this feature turns everyday payments into savings. Users can later convert their digital gold into actual gold investments, making transactions both rewarding and secure.

The update also introduces smart tools like Magic Paste, which auto-fills bank or IFSC details copied from WhatsApp or messages. The new Paytm Scanner can now detect QR codes from any angle and even enables flash in low light. The app’s privacy-focused design allows users to hide selected payments, ensuring their data stays protected.

Additionally, the new app extends support to Non-Resident Indians (NRIs) from 12 countries. NRIs can now link their international numbers with Indian NRE or NRO accounts to make UPI payments in rupees. Paytm has also rolled out a Receive Money widget for professionals like doctors, trainers, and cab drivers, allowing them to collect payments directly from their phone screens.

With its mix of AI, gold rewards, and global UPI access, the revamped Paytm app aims to redefine digital payments in India. It marks another big leap in India’s fintech journey, blending technology with trust and innovation.

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